Terms and Conditions

Eboursa provides online and mobile application-based discount stock brokerage services to self-directed investors.

These Terms and Conditions are in addition to any other agreements between you and Eboursa LLC  (“Eboursa”), including any customer or account agreements and any other agreements that govern your use of software, products, goods, services, content, tools, and information provided by Eboursa.

The Eboursa website and mobile application (collectively, the “Service”) may include or make available certain content (the “Content”). Content includes, without limitation: (1) account positions, balances, transactions, confirmations, and order history; (2) general news and information, commentary, educational material and information and data concerning the financial markets, securities and other subjects; (3) market data such as quotations for securities transactions and/or last sale information for completed securities transactions reported in accordance with federal securities regulations; (4) financial and investment interactive tools, such as alerts or calculators; (5) account management tools; (6) company names, logos, product and service names, trade names, trademarks and services marks (collectively, “Marks”) owned by Eboursa, and Marks owned by Third Party Providers (defined below); and (7) any other information, content, services, or software. Certain Content is furnished by third parties (each, a “Third-Party Provider” and collectively, the “Third-Party Providers”). Such Content (“Third Party Content”) includes, without limitation, any information, content, service or software made available by or through social media websites, blogs, wikis, online conferences, telecasts, podcasts, and other forums (collectively, the “Forums”). Third Party Content may be available through framed areas or through hyperlinks to the Third-Party Providers’ websites.

The information presented on the Eboursa web site and app are not intended to provide legal, tax, insurance or investment advice or to be universal. It is not a substitute for professional advice. The content on the site may not be applicable to you and/or your particular situation. Furthermore, this information may not be applicable in all countries. As a visitor to this web site, you alone are responsible for determining whether any product or service mentioned herein is suitable for your personal financial purposes. You should consult an attorney, tax and/or financial professional for advice regarding your specific legal, financial or tax situation. Eboursa is not responsible for any actions taken by you based on the information on this site. Eboursa strives to present the most updated and correct information available, but the content presented here is true only as of date published, and may be superseded by changes in market conditions, and any applicable laws and government actions. Investments in securities are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Investors should consider their individual investment objectives and risk tolerance before investing.

Acceptance of Terms and Conditions

By using the Service and the Content, you agree to follow and be bound by these Terms and Conditions, including the policies referenced herein. Customers of Eboursa are granted access to the website and their relationship with Eboursa is governed by additional agreements and terms of use.

Aggregated Data

By agreeing to these terms you are allowing Eboursa to use your trading information as aggregate data on our application and website. Aggregated data may be presented to clients sorted by proprietary algorithms. Eboursa does not endorse any specific securities and utilizes this data as a service to its clients. All trading risk is assumed by the client.

Disclaimer and Limitations of Liability

The Content and the Service are provided on an “as is” and “as available” basis. To the fullest extent permitted under applicable law, Eboursa and the Third Party Providers expressly disclaim all warranties of any kind with respect to the Content and the Service, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Eboursa nor Third Party Providers guarantee the accuracy, timeliness, completeness or usefulness of any Content. You agree to use the Content and the Service only at your own risk.

Neither Eboursa nor the Third Party Providers explicitly or implicitly endorse or approve any Third Party Content. Third Party Content is provided for informational purposes only..

The Content is not intended to provide financial, legal, tax or investment advice or recommendations. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or tax professional regarding your specific situation. For additional information on data provided within the App, please see our Data Disclosure.

EBOURSA AND THE THIRD PARTY PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES,

INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF EBOURSA OR ANY THIRD PARTY PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (1) THE USE OF OR THE INABILITY TO USE THE CONTENT OR THE SERVICE; (2) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SERVICE; (3) ACCESS TO OR ALTERATION OF YOUR ACCOUNT, TRANSMISSIONS OR DATA DUE TO YOUR CONDUCT, INACTION OR NEGLIGENCE; OR (4) ANY OTHER MATTER RELATING TO THE CONTENT OR THE SERVICE.

No Recommendations or Investment Advice

Eboursa LLC (“Eboursa”) provides self-directed investors with discount brokerage services, and does not make recommendations or offer investment advice of any kind. You are solely responsible for evaluating the merits and risks associated with the use of any Content provided through the Service before making any decisions based on such Content. You agree not to hold Eboursa or any Third-Party Provider liable for any possible claim for damages arising from any decision you make based on the Content or other information made available to you through the Service or any Third-Party Provider websites. Past performance data should not be construed as indicative of future results.

The Content and the Service are intended for United States residents only. They shall not be considered a solicitation to any person in any jurisdiction where such solicitation would be illegal.

Content posted on the Service is published as of its stated date or, if no date is stated, the date of first posting. Neither Eboursa nor the Third-Party Providers have undertaken any duty to update any such information.

Eboursa does not prepare, edit, or endorse Third Party Content. Eboursa does not guarantee the accuracy, timeliness, completeness or usefulness of Third Party Content, and is not responsible or liable for any content, advertising, products, or other materials on or available from third party sites.

You will not hold Eboursa and/or any Third-Party Provider liable in any way for (a) any inaccuracy of, error or delay in, or omission of the Content; or (b) any loss or damage arising from or occasioned by i) any error or delay in the transmission of such Content; ii) interruption in any such Content due either to any negligent act or omission by any party to any “force majeure” (e.g., flood, extraordinary weather conditions, earthquake or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications or power failure, equipment or software malfunction), or iii) to any other cause beyond the reasonable control of Eboursa and/or Third-Party Provider, or iv) non-performance.

Neither Eboursa nor the Third-Party Providers make any representations, warranties or other guarantees as to the present or future value or suitability of any sale, trade or other transaction involving any particular security or any other investment.

Content is provided exclusively for personal and noncommercial access and use. No part of the Service or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, web site or other medium for publication or distribution or for any commercial enterprise, without Eboursa’s express prior written consent.

You agree that you will not use any Marks for any purpose without the prior express written consent of the respective owners.

In addition, email addresses collected by Eboursa may be shared amongst affiliated entities and used for distribution of additional product and service offerings that benefit Eboursa’s Clients.

You agree that, without notice, Eboursa may terminate these Terms and Conditions, or suspend your access to the Service or the Content, with or without cause at any time and effective immediately. These Terms and Conditions will terminate immediately without notice from Eboursa if you, in Eboursa’s sole discretion, fail to comply with any provision of these Terms and Conditions. Eboursa shall not be liable to you or any third party for the termination or suspension of the Service or the Content, or any claims related to such termination or suspension. Eboursa and/or the Third-Party Providers may discontinue or modify the Content, or any portion thereof, at any time. You release and agree to indemnify and hold harmless Eboursa, and the Third-Party Providers, for any loss or damages arising from or relating to such discontinuation or modification.

By using the Service or the Content, you consent to any form of recording and retention of any communication, information and data exchanged between you and Eboursa or its representatives or agents.

Eboursa and/or the Third-Party Providers may provide links to other websites or resources. Because neither Eboursa or the Third-Party Providers have any control over such sites and resources, you acknowledge and agree that neither Eboursa nor the Third Party Providers are responsible for the availability of such external sites or resources. Eboursa and the Third Party Providers do not endorse and are not liable for any content, advertising, products, or other materials on or available through such sites or resources. You further acknowledge and agree that neither Eboursa nor the Third Party Providers shall be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

In addition to these Terms and Conditions, your access to and use of the Content and the Service is subject to Eboursa’s then-current policies relating to the Content and the Service, including, without limitation, the Eboursa Privacy Policy available on the Service. You agree to be bound by these policies and all other Eboursa policies applicable to the access and use of the Content and the Service.

By using the Service, you are consenting to have your personal data transferred to and processed by Eboursa and its affiliates. As part of providing you the Service, Eboursa may need to provide you with certain communications, such as service announcements and administrative messages. These communications are considered part of the Service, which you may not be able to opt-out from receiving.

You will indemnify and hold harmless Eboursa and the Third Party Providers, and the officers, directors, agents, partners, employees, licensors, distributors, and representatives of Eboursa and the Third Party Providers, from and against any and all claims, demands, actions, causes of action, suits, proceedings, losses, damages, costs, and expenses, including reasonable attorneys’ fees, arising from or relating to your access and/or use of, or interaction with the Content (including, without limitation, Third Party Content), or any act, error, or omission of your use of your account or any user of your account, in connection therewith, including, but not limited to, matters relating to incorrect, incomplete, or misleading information; libel; invasion of privacy; infringement of a copyright, trade name, trademark, service mark, or other intellectual property; any defective product or any injury or damage to person or property caused by any products sold or otherwise distributed through or in connection with the Service; or violation of any applicable law.

Eboursa may at any time revise these Terms and Conditions by updating this document. You agree to be bound by subsequent revisions and agree to review these Terms and Conditions periodically for changes. The most updated version of this document will be available for your review under the “Eboursa Terms and Conditions” link that appears on Eboursa’s website and mobile application.

You agree that these Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of New York, without giving effect to principles of conflicts of law. Any legal action or proceeding arising under these Terms and Conditions will be brought exclusively in courts located in New York, New York, and you hereby irrevocably consent to the personal jurisdiction and venue therein. If any provision of these Terms and Conditions is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms and Conditions and will not affect the validity and enforceability of the remaining provisions.